Friday 29 August 2014

Sponsorship in our Communities

FDC Law is proud to be a local firm, with deep roots in our communities, and we feel that it is important to show our support for local events  and groups. 


If you follow us on Twitter or Facebook, you may have seen news of some of our current activities.


We are sponsoring a barrel at the Wessex Beer Festival, which takes place on next weekend, 5th and 6th September, at the Court Hotel in Chilcompton. We are looking forward to having a (responsible, of course!) taste of the Amethyst Bitter we have sponsored, and to meeting more of our friends and neighbours.


On a, perhaps, healthier note, we have also joined in Welton Rovers FC's  'Sponsor a seat' initiative, as well as purchasing advertising space at the ground. Look out for head of the Property Department, Jonathan Wood at matches.


 In Frome, we are long-term supporters of the Frome Carnival -this year taking place on 20th September - Senior Partner James Hollis can often be seen selling programmes on the day, and of the Cheese Show


In Keynsham, we have supported the town council in planting flowers and hanging baskets, and are sponsors of the Winter Festival and of the  Music Festival

Other events we have been involved with have included the Midsomer Quilting exhibition at Radstock Museum, Midsomer Norton carnival's Community Festival

While we cannot respond to every request for sponsorship or support, we do feel it is important to take an active role in supporting local events. 

If you are involved in organising a local event and wish to ask us about becoming involved, please contact our Practice Manager, Steve Hale, with the details of the event. Even if we are not able to provide financial support, we may be able to help publicise your event via our websites or by displaying posters in our office windows.

Tuesday 26 August 2014

Are you about to buy your first house?

According to new figures released by LSL Property  Services, the number of first time buyers has risen by around 27% in the past year, with around 30,000 more people buying their first home in the first half of 2014, than in the same period last year. 

These first time home–owners are helped,  perhaps,  by the current low interest rates, and the government’s ‘Help to Buy’ schemes, which can help first time buyers with smaller deposits, although around 40% of first time byers get some help closer to home, from parents or other family members.
The average first time buyer will have put down a deposit of around £26,000 and be borrowing in the region of £120,000, although there are of course big variations across the country.

If you are buying your first home, or indeed if you are moving house, contact  Stuart Roxborough orJonathan Wood  at our Midsomer Norton office, Helen Middleton or Margaret Grant at our Frome Office, or Jayne Wells at our Keynsham office, for independent, expert advice and to guide you through the process.

Monday 4 August 2014

Only a Quarter of Personal Injury Victims make a Claim

We often hear politicians and journalists talking about a ‘Compensation culture’, but recent research has shown that only around a quarter of people who suffer a personal injury go on to make a claim against the person or organisation responsible.

In many cases, this failure to claim is because they did not think that they would be entitled to claim, or that they assume that the claim would be of little value.

Of those surveyed who had made claims, around 13% had stated that they had not originally planned to claim, which suggests that they may not have understood their entitlement before taking advice.

Of course, no-one wishes to encourage frivolous or undeserving claims, but if you have been hurt in circumstances where you were not to blame, it makes sense to check whether you are entitled to compensation (which can include compensation for losses suffered as a result of the injury, such as lost earnings, repayment of expenses incurred, etc)

At FDC Law, our Litigation department is able to provide advice on all types of personal injury claims (including claims for Clinical Negligence) If you have been injured within the past 6 years, and are not sure whether you are entitled to claim, or if it is worthwhile doing so, contact Ben Whelan at our Keynsham office (also covering Midsomer Norton) or David Gazzard at our Frome Office,  to discuss your options
.
We offer a free, no obligation initial discussion and if it appears that you do have a claim, we will  discuss with you all possible funding options. We are usually able to offer a no-win, no-fee option

The Risks of Unregulated Will-Writers

You may have seen news reports recently that a Will-Writer,  Keith Webber, has been ordered by a court to repay over £360,000 he stole from the estates of his clients. Webber was also convicted of fraud and theft and given a 5 year prison sentence. 


Unlike Solicitors, who are subject to very strict regulation, will-writers and other non-lawyers dealing with the preparation of wills and the administration of a person’s estate are completely unregulated, which can leave clients high and dry if there is negligence or dishonesty by the will-writer, or even if the company simply goes out of business.

In Webber’s case, if he repays the money as ordered, the beneficiaries of the estates from which money was stolen will eventually receive their inheritances.

Had  he been employed by a solicitor, it is unlikely that he would have been able to continue to defraud clients in this way – for instance, at  FDC Law, we  have strict internal policies to ensure that files are reviewed on a regular basis, which would make it virtually impossible for a worker to steal from clients in this way. In addition, as part of the our LEXCEL accreditation we are audited annually by an independent  expert and, like other solicitors, have insurance which would ensure that victims would not be left out of pocket even in a worst case scenario.

If you would like to make, review or update your will, please make an appointment to see Sue Robertsor Naomi Hill at our Frome Office, or Darrell Collins or Susan Haines at our Midsomer Norton orKeynsham offices